Earn More, Save More, and Give More

Saver Street is here to help you earn more, save more, and give more (eventually).

Yeah, okay. But what does that mean? How? What's the catch?

Let me tell you a story.

Just about ten years ago, I found myself on the foot of my bed, feeling sorry for myself, crying into a napkin because I just declined to go to a potluck I'd been looking forward to all week. Was I sick? No. I was broke.

I needed to earn more, save more, and then give, so nobody else would have to skip dinner again. (I used to skip dinner to afford potlucks and food when I most needed it. Don't tell my parents. They'd kill me.)

The only thing left on the potluck sign-up list was a fruit salad. Do you know how expensive it is to make a fruit salad? It was so expensive ($10+ to make a good one for about 15 people) that I couldn't afford it.

I had three options:

1. Go and bring something else (never did that before and didn't want to disappoint people)

2. Ask to bring something else and admit that I was too broke to make a fruit salad

3. Come up with an excuse to not go

I chose option 3. Was it pride? Absolutely. Is it something I'm proud of? Absolutely not.

That little cry broke something in me and in that brokenness, a spring of determination, humility, and urgent desire grew. I couldn't live like this. Nobody should live like this.

I needed to earn more, save more, and then give, so nobody else would have to skip dinner again. (I used to skip dinner to afford potlucks and food when I most needed it. Don't tell my parents. They'd kill me.)

So I asked for help: help with my resume, help with interviewing skills, help getting a new, higher-paying role.

Then I asked for help budgeting, so I could pay off my debt quickly. I learned one method, then another, then another and another. I found a way that worked well for me and tracked itself basically on autopilot.

Debt fell away a little at a time, then faster as the smallest loans were paid off. I could breathe again. I could afford a fruit salad again.

Then I asked for even more help: help with my career, help budgeting for a wedding, help moving into a new place.

And then one morning I woke up and realized that it was getting easier. Life wasn't paycheck-to-paycheck anymore. Our debt - I was a married woman now - was completely gone. We were free.

WE WERE FREE.

WE WERE FREE!

Completely. Totally. No payments. No interest owed to anyone. Nothing.

So that's what Saver Street is all about. Giving back. Yes, I use some profit to take care of my family, but it's mostly about giving back.

I want you to be free. I want you to earn more, like I did. I want to guide you, train you, find your blind spots and help you work through them, like I have for the last 10 years for colleagues, friends, and family. I want you to thrive.

I want you to be free for the rest of your life. No worries about where your money is going, because you KNOW where it's going. No payments. No interest. No debt. Budgeting properly helps with that.

I want you to have permission to be lazy. My way of budgeting is the lazy way and it works well! Tracking is mostly automatic. Once you get the hang of it, thinking forward to the next month and next year and 3 years from now is super easy.

So, when we say, "Earn more, save more, and give more," this is what we mean. Freedom. Hope. Generosity.

You can get there. I know because I've seen it over and over and over.

Join me.